Can anyone help me with my mortgage woes?how could i find out if my loan officer is "up to no g

my banker has changed my fixed loan to a balloon because i was late a few times after my wife was killed in an train/auto wreck. this happend july 3, '02.in may of '03 i lost my teaching job to staff reduction. my loan officer delayed my refinance ,i feel certain becuse he knew of my job situation before i did. i have since lost a second job to corporate bankrupsy. the loan officer is the vice president of the local bank and for some reason has always made my mortgage difficult to manange due to my incopetence in finantial and other copeing situations my deceased soulmate mananged. most recently my mortgage went up $21.32 per month. also im pretty sure Im paying close to 75% intest overall each time the balloon note comes back for re-structure.????

Can anyone help me with my mortgage woes?how could i find out if my loan officer is %26quot;up to no good%26quot;?

In our society you are allowed to shop around and get other opinions or deal with others who give you more assistance and make you feel more comfortable. I am not reading that your loan officer is up to no good. I am reading that you dont have a good handle on your affairs and need to get more diverse advice so you can make intelligent decisions.

Can anyone help me with my mortgage woes?how could i find out if my loan officer is %26quot;up to no good%26quot;?

If you don't trust your mortgage person, find another one who will work with you.

Can anyone help me with my mortgage woes?how could i find out if my loan officer is %26quot;up to no good%26quot;?

All mortgage loans are not created equal. If you are looking for a loan, you have probably discovered the array of loan types and options. It can be confusing forthe first-time borrower%26lt;!--and even for those with more experience! Here, we will discuss the different types of loan options, and how they work.

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First, there are two main broad categories of mortgage loans: government loans (FHA, VA, and RHS, or Rural Housing Service loans) and conventional loans (all other loans). In general, government loans have low or no down payment requirements for the purchaser--%26gt;and are easier to qualify for than conventional loans. They are also guaranteed to the lender, which allows the borrower to obtain more favorable loan terms.